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101 Top Jakarta FinTech Companies and Startups

This article showcases our top picks for the best Jakarta based FinTech companies. These startups and companies are taking a variety of approaches to innovating the FinTech industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Jakarta FinTech Startups

Data sourced from Crunchbase and SemRush.

Investree

Investree

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Investree is a financial technology company that provides a B2B marketplace lending platform for SMEs.

ALAMI

ALAMI

Crunchbase Website Twitter Facebook Linkedin

ALAMI is a peer-to-peer (P2P) lending platform that helps people fund small businesses.

ALAMI

Pluang

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Pluang is a financial technology application that specializes in digital micro-savings and micro-investment products.

ALAMI

Pinhome

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Pinhome is a property transaction and real estate fintech platform making property and home financing more accessible.

ALAMI

Reku

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Rekeningku is an app-based platform for cryptocurrency financial services.

ALAMI

Pintu

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Pintu is a crypto assets platform for buying, selling, and investing in Bitcoin and Blockchain-based assets.

ALAMI

Kredivo

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Kredivo offers an online credit card with payment methods and installments in 30 days or monthly installments.

ALAMI

JULO

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JULO is a digital lending company that provides affordable, unsecured personal loans for consumers.

ALAMI

Qoala

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Qoala is an omnichannel insur-tech company that aims to make insurance universally accessible and easy to use.

ALAMI

Cermati

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Cermati are a technology startup that engages in the Indonesian financial technology area.

ALAMI

Bibit.id

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Bibit.id is a Robo-investing app developed to provide assistance on smart mutual fund investments.

ALAMI

PasarPolis

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PasarPolis is an insurtech startup that provides an online insurance comparison platform for individuals.

ALAMI

Brankas

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Brankas is a fintech company that provides financial software and solutions.

ALAMI

AwanTunai

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AwanTunai is digitizing the traditional offline Indonesian supply chain with business SaaS solutions and embedded financing for inventory.

ALAMI

OY!

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OY! is a fintech application that simplifies the management of finances.

ALAMI

GajiGesa

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GajiGesa is a financial wellness platform helping Indonesians achieve financial dignity and security from their work.

ALAMI

PAYFAZZ

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PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments.

ALAMI

Amartha

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Amartha is a financial technology company that connects micro and SME business partners with investors.

ALAMI

Xendit

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Xendit is a fintech company that provides end-to-end digital payment solutions for SMBs, e-commerce startups, and large enterprises.

ALAMI

SkorLife

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SkorLife Platforms provides credit history or credit score.

ALAMI

OnlinePajak

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OnlinePajak simplifies the entire tax reporting process with instant, hassle-free, and secure online tax management technology.

ALAMI

LinkAja

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LinkAja is an electronic-based service that makes your financial transactions more exciting.

ALAMI

Kitabisa.com

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Indonesia’s Largest Crowdfunding Platform

ALAMI

DANA Wallet Indonesia

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DANA is a payment service platform that aims to replace conventional wallets.

ALAMI

Mapan

Crunchbase Website Twitter Facebook Linkedin

Community based social financial technology application.

ALAMI

Tokopedia

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Tokopedia is a tech company that provides a C2C business platform for buyers and merchants.

ALAMI

Akseleran

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Akseleran is a peer-to-peer lending platform.

ALAMI

Akulaku

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Akulaku is a banking and digital finance platform that provides a variety of virtual payment services.

ALAMI

Moduit

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Moduit Digital Indonesia offers financial services.

ALAMI

Brick

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Brick is a financial data application programming interface that allows developers to offer in-app financial services.

ALAMI

Finku

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Finku is a fintech company that offers personal finance for Indonesians.

ALAMI

Lifepal

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Lifepal is the #1 Insurance marketplace in Indonesia

ALAMI

Pintek

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Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.

ALAMI

INDODAX

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INDODAX is the largest digital asset exchange in Indonesia, previously known as Bitcoin.co.id (Bitcoin Indonesia)

ALAMI

IDEAL Indonesia

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Digital Lending Platform

ALAMI

CROWDE

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Agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital

ALAMI

Verihubs

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Verihubs builds a digital infrastructure and provides a range of AI-based services for financial services enterprises.

ALAMI

UpBanx

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UpBanx is a next-generation financial technology platform for creators, brands, freelancers, agencies, and beyond.

ALAMI

Ringkas

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Ringkas digital mortgage startup

ALAMI

UangTeman

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UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers.

ALAMI

Alpha JWC Ventures

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Alpha JWC Ventures is a value-adding venture capital firm with expertise in FinTech and Consumer tech sector.

ALAMI

Ajaib

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Financial Super App for Indonesia

ALAMI

MAKMUR

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MAKMUR is a technology-based investment application that helps manage money and grow wealth according to personal conditions and goals.

ALAMI

KoinWorks

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Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform

ALAMI

Ayoconnect

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Southeast Asia’s Largest Open Finance API Platform

ALAMI

BukuWarung

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BukuWarung is a startup focused on building bookkeeping, digital payments, and e-commerce solutions for MSMEs in Indonesia.

ALAMI

Batumbu

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Batumbu presents information technology-based money lending services.

ALAMI

Cashlez

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Cashlez operates as a financial technology company that provides value propositions for traders, and mobile payment players.

ALAMI

Blocknom

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Blocknom is platform that help people earn stable and high interest from decentralized finance markets in the easiest way

ALAMI

Moka

Crunchbase Website Twitter Facebook Linkedin

Moka is an Indonesian fintech startup that focuses on building mobile point-of-sale (mPOS) for small and medium businesses.

ALAMI

Cicil

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Cicil.co.id is a new-age financing platform in South East Asia.

ALAMI

Taralite

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Taralite is a financial technology startup that focuses on lending money to the unbankables.

ALAMI

Qelola

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Qelola is a digital payment startup focuses on international remittance transfer

ALAMI

SMDV

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SMDV is a venture capital firm based in Jakarta that finances and mentors tech companies.

ALAMI

Skystar Capital

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Founded in 2014, Skystar Capital is an early-stage venture fund investing in technology-driven startups in the Southeast Asia region.

ALAMI

FUNDnesia

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We strive to help Thousands of MSMEs and People by delivering this breakthrough through hassle-free usury-free end-to end services.

ALAMI

Zendz

Crunchbase Website Twitter Facebook Linkedin

Cross Border Payment System

ALAMI

Finantier

Crunchbase Website Twitter Facebook Linkedin

Leading Open Finance platform powering the technical infrastructure enabling the next generation financial services across Southeast Asia

ALAMI

PT Wallezz Finansial Teknologi

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Wallezz Finansial Teknologi is an indonesia fintech startup that focus to create many front end solution to serve many transaction mnodels.

ALAMI

Indodana

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Indodana is a financial service company located in Jakarta Pusat.

ALAMI

Konsumtif

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Pinjam is a financial services technology company that provides cloud services platform online pawn.

ALAMI

Paper.id

Crunchbase Website Twitter Facebook Linkedin

Paper.id is the first free invoicing, payment, accounting and inventory app for SMEs in Indonesia.

ALAMI

Sribuu

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Sribuu is an AI-powered personal financial advisor that help Indonesians reach their financial dreams.

ALAMI

Teman Usaha

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Teman Usaha is a micro-financing application that connects lenders in Indonesia with high quality loan applicants.

ALAMI

ZA Tech

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ZA Tech is the technology venture founded by ZhongAn Online, a global leader in online insurance and backed by Softbank’s Vision Fund.

ALAMI

Alterra

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Alterra is a technology company that provides services in bill payment aggregator, promotion platform, and distribution network.

ALAMI

Midtrans

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Midtrans empowers eCommerce through technology.

ALAMI

Duithape

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Duithape is a mobile payment and remittance platform that is designed to transact without a bank account.

ALAMI

PT. INDONESIA DIGITAL EXCHANGE

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digitalexchange.id is Indonesia’s digital asset exchange platform, that provide fast trading execution, reliable digital wallet, and more.

ALAMI

Modal Rakyat

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Modalrakyat is a B2B2C API-driven fintech working capital enabler for startups and Micro, Small, & Medium Enterprises (MSMEs)

ALAMI

Futuready

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Futuready.com is the first online insurance broker in Indonesia that has an official license from OJK

ALAMI

amalan international

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Fintech for distressed consumer loans in Southeast Asia

ALAMI

Danabijak

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Danabijak is an online lending platform that offers microloans.

ALAMI

BeeCash

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BeeCash operates as a financial management application that helps stores in managing sales tracking, cash flow, and accounts.

ALAMI

NOBI

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Nobi is a cryptocurrency investment platform that helps people own crypto & earn yields.

ALAMI

Vospay

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Vospay offers virtual credit card services.

ALAMI

Gradana

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Gradana is a property FinTech company that addresses the issues of limited funding alternatives.

ALAMI

PT Qoin Digital Indonesia

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PT Qoin Digital Indonesia is a company engaged in financial technology for financial transactions.

ALAMI

Bizhare

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Bizhare is a business investment company that offers equity crowdfunding services.

ALAMI

Pintar Ventura Group

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Pintar Ventura Group is an Indonesian fintech builder that focuses on services for local MSMEs.

ALAMI

PandaCredit

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PandaCredit is a Financial Technology Company.

ALAMI

Findaya

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Findaya is a financial service company.

ALAMI

Wiseree

Crunchbase Website Twitter Facebook Linkedin

Democratizing risk management for retail investors

ALAMI

Fast Rupiah

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Rupiah Cepat is the name of the application product offered by KUFI is one of Indonesia’s application-based microloan service providers.

ALAMI

CrowdDana

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CrowdDana is an equity crowdfunding platform that connects investors to potential property investments.

ALAMI

DotX

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DotX is a solution for unbanked workers so they may use banks for receiving payments and making transactions using our mobile app.

ALAMI

Monit

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Monit is a B2B fintech startup that helps SMEs manage their finances.

ALAMI

Pefindo Biro Kredit

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Pefindo Biro Kredit provides financial services and solutions for the credit needs of the development of businesses.

ALAMI

Netzme Kreasi Indonesia, PT

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A cashless mobile payment solution as a service company that enable prosperity to be accessible for everyone, especially in Indonesia.

ALAMI

Fintech Asia

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Fintech Asia inspires entrepreneurs, investors and stakeholders in the fintech opportunities and issues in Asia.

ALAMI

PayAccess

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PayAccess is an independent mobile payment platform designed for daily payment solution.

ALAMI

RajaPremi

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RajaPremi is an online insurance marketplace in Indonesia that offers the most comprehensive insurance product.

ALAMI

LINE Bank

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LINE Bank is a digital banking program that links users to their social lives and financial activities in a simple and secure manner.

ALAMI

DanaRupiah

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DanaRupiah is a fintech P2P company that offers financial products, cash loans, agricultural loans, and education loans.

ALAMI

Aktivaku

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Aktivaku is a financial technology platform that offers financial services.

ALAMI

Caxe Technologies

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Caxe Technologies is a fintech company.

ALAMI

Finfini

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Finfini is a financial data aggregator that offers API for account integration, transaction data, and payment verification.

ALAMI

Danamart

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Danamart is a financial technology-based company that offers financial solutions for businesses, education, and institutions.

ALAMI

Dipo Star Finance

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Dipo Star Finance is a commercial finance company specializing in financing, factoring and operating lease services for cars and trucks.

ALAMI

KlikACC

Crunchbase Website Twitter Facebook Linkedin

Anchor Based Peer to Peer Lending

ALAMI

Indonesian FinTech Association

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Indonesian FinTech Association creates a code of ethics that serves as an umbrella organization for all fintech verticals.

Written by Mark Fitz

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