101 Top Indonesia Financial Services Companies and Startups of 2021

June 8, 2021

This article showcases our top picks for the best Indonesia based Financial Services companies. These startups and companies are taking a variety of approaches to innovating the Financial Services industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

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Top Indonesia Financial Services Startups

Data sourced from Crunchbase and SemRush.

BukuKas

BukuKas

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BukuKas provides a digital ledger app designed to assist micro and small businesses in their cash management.

Amartha

Amartha

Crunchbase Website Twitter Facebook Linkedin

Amartha is a financial technology company that connects micro and SME business partners with investors.

Amartha

FinAccel

Crunchbase Website Twitter Facebook Linkedin

FinAccel is a credit risk and consumer lending platform.

Amartha

Xendit

Crunchbase Website Twitter Facebook Linkedin

Xendit is a fintech company that provides end-to-end digital payment solutions for SMBs and e-commerce startups to large enterprises.

Amartha

Bibit.id

Crunchbase Website Twitter Facebook Linkedin

Bibit.id is a Robo-investing app developed to provide assistance on smart mutual fund investments.

Amartha

Ajaib

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Ajaib is an investing platform that allows Indonesians to buy and sell stocks, ETFs, and mutual funds.

Amartha

LinkAja

Crunchbase Website Twitter Facebook Linkedin

LinkAja is an electronic-based service that makes your financial transactions more exciting.

Amartha

PAYFAZZ

Crunchbase Website Twitter Facebook Linkedin

PAYFAZZ is an agency-based financial platform that facilitates digital transactions and payments.

Amartha

Akulaku

Crunchbase Website Twitter Facebook Linkedin

Akulaku aims to improve the quality of life for partners and consumers by presenting a complete and reliable financial ecosystem.

Amartha

Pt Pintu

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Pintu is an application for buying and selling and investing in bitcoin and digital assets easily.

Amartha

KoinWorks

Crunchbase Website Twitter Facebook Linkedin

Koinworks is an Indonesia Super Financial App that provides both investment and liabilities products under single platform

Amartha

Kredivo

Crunchbase Website Twitter Facebook Linkedin

Kredivo provides an online credit card with payment methods and installments in 30 days or in installments within months.

Amartha

PasarPolis

Crunchbase Website Twitter Facebook Linkedin

PasarPolis is an insurtech startup that provides an online insurance comparison platform for individuals.

Amartha

ALAMI

Crunchbase Website Twitter Facebook Linkedin

ALAMI is a sharia-based peer-to-peer (P2P) lending platform that helps people fund small businesses.

Amartha

Stockbit

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Stockbit is an Indonesian investment community platform for investors and traders to share information and their ideas.

Amartha

Cermati

Crunchbase Website Twitter Facebook Linkedin

Cermati are a technology startup that engages in the Indonesian financial technology area.

Amartha

Pluang

Crunchbase Website Twitter Facebook Linkedin

Pluang is a financial technology application that opens public access opportunities to financial products easily and affordably.

Amartha

Investree

Crunchbase Website Twitter Facebook Linkedin

Investree is a B2B SME Marketplace Lending in Indonesia

Amartha

Pintek

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Pintek is a financial technology company aiming to democratise access to education in Indonesia through affordable and flexible credit.

Amartha

Jago

Crunchbase Website Twitter Facebook Linkedin

Jago provides banking and financial services.

Ayoconnect

Ayoconnect

Crunchbase Website Twitter Facebook Linkedin

Southeast Asia’s largest open finance platform

Amartha

UangTeman

Crunchbase Website Twitter Facebook Linkedin

UangTeman is an online lending service that provides instant short-term microcredit to Indonesian consumers.

Amartha

JULO

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Provides affordable unsecured personal loan.

Amartha

AwanTunai

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AwanTunai is digitizing the traditional FMCG supply chain for micro SME merchants with online inventory ordering and digital payments.

Amartha

Bank Mandiri

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Bank Mandiri, headquartered in Jakarta, is the largest bank in Indonesia in term of assets, loans and deposits.

Amartha

GajiGesa

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GajiGesa is a financial wellness platform helping Indonesians achieve financial dignity and security from their work.

Amartha

INDODAX

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INDODAX is the largest digital asset exchange in Indonesia, previously known as Bitcoin.co.id (Bitcoin Indonesia)

Amartha

Akseleran

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Akseleran is a peer-to-peer lending platform.

Amartha

Batumbu

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Batumbu presents information technology-based money lending services.

Amartha

Modalku

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Modalku is online marketplace based in Jakarta, Indonesia for small businesses to acquire loans & for lenders to fund small business loans.

Amartha

CROWDE

Crunchbase Website Twitter Facebook Linkedin

Agriculture-focused fintech startup that empowers farmers across Indonesia with technology and capital

Amartha

AC Ventures

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AC Ventures is an early-stage technology venture fund that focuses on investing in Indonesia’s digital disruptors.

Amartha

Danacita

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Danacita is a loans to fund their tertiary education and training in Jakarta.

Amartha

Cashlez

Crunchbase Website Twitter Facebook Linkedin

Cashlez operates as a financial technology company that provides value propositions for traders, and mobile payment players.

Amartha

Tanamduit

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Tanamduit is a digital platform that helps customer comprehensively in financial planning.

Amartha

Taralite

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Taralite is a financial technology startup that focuses on lending money to the unbankables.

Amartha

WalletKu

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WalletKu is a company which offers prepaid mobile phones credit top up, bill payments and sports ticket bookings and payments.

Amartha

NeoNesia

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Fintech solution and platform provider for prepaid top-ups targeting Indonesia

Amartha

Cicil

Crunchbase Website Twitter Facebook Linkedin

Cicil.co.id is a new-age financing platform in South East Asia.

Amartha

Bitwyre

Crunchbase Website Twitter Facebook Linkedin

Cryptocurrency Spot and Derivative Exchange

Amartha

Bank Index

Crunchbase Website Twitter Facebook Linkedin

Bank Index provides lending services to small and medium enterprise.

Amartha

Reliance Capital Management

Crunchbase Website Twitter Facebook Linkedin

Reliance Capital Management an integrated financial services company, provides financial service products in Indonesia.

Amartha

Radana Bhaskara Finance

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Radana Finance is an Indonesia-based company engaged in motorcycle financing and multipurpose financing.

Amartha

Indosurya Inti Finance

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Indosurya Inti Finance is a multi-finance company based in indonesia.

Amartha

SuperAtom

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SuperAtom is a technology company that provides financial services.

Amartha

Pundi Pundi

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Pundi Pundi provides financial service solution that allows virtual credit payments through mobile phone.

Amartha

DANA Wallet Indonesia

Crunchbase Website Twitter Facebook Linkedin

DANA is a Fintech company focused on delivering inclusive financial services (payment) to the whole of Indonesia

Amartha

PT. Astra International Tbk

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Astra International is a company doing various activities include trading, industrial, mining, transportation, agriculture and construction.

Amartha

OY!

Crunchbase Website Twitter Facebook Linkedin

OY! is a fintech application that simplifies the management of finances.

Amartha

kandang

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Kandangin is Project Financing Platform Focus to help Farmers in Indonesia

Amartha

Bank Maspion

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Bank Maspion conducts banking business, securities business, and other related businesses.

Amartha

Flip

Crunchbase Website Twitter Facebook Linkedin

Flip operates as a platform that helps to send money securely without any transaction fee.

Amartha

PT Wallezz Finansial Teknologi

Crunchbase Website Twitter Facebook Linkedin

Wallezz Finansial Teknologi is an indonesia fintech startup that focus to create many front end solution to serve many transaction mnodels.

Amartha

Bank Yudha Bhakti

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Bank Yudha Bhakti provides various commercial banking services.

Amartha

Brick

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Brick is a financial data application programming interface (API) that allows developers to offer in-app financial services.

Amartha

Go-Ventures

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Go-Ventures is an investment company by Go-Jek.

Amartha

Finantier

Crunchbase Website Twitter Facebook Linkedin

Finantier provides the infrastructure and data products required by businesses to build the next generation of financial services in SEA.

Amartha

Brankas

Crunchbase Website Twitter Facebook Linkedin

Brankas is a fintech company that provides financial software and solutions.

Amartha

LABABOOK

Crunchbase Website Twitter Facebook Linkedin

Record Keeping Mobile App for SMEs in Indonesia

Amartha

Lifepal

Crunchbase Website Twitter Facebook Linkedin

Lifepal is the #1 online marketplace in Indonesia for insurance.

Amartha

Bareksa

Crunchbase Website Twitter Facebook Linkedin

Bareksa is an Indonesia-based investment platform for online mutual fund investments, state bonds, and Umrah plans.

Amartha

Invermay Ventures

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Invermay Ventures is a venture capital that actively contributes to providing funding to micro or SME businesses in Indonesia

Amartha

Bank Negara Indonesia

Crunchbase Website Twitter Facebook Linkedin

BNI offers integrated financial services to its customers.

Amartha

Kredit Pintar

Crunchbase Website Twitter Facebook Linkedin

Kredit Pintar is a financial technology company that provides easy access to short term loans.

Amartha

Teman Usaha

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Teman Usaha is a micro-financing application that connects lenders in Indonesia with high quality loan applicants.

Amartha

Bank Central Asia

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Bank Central Asia is an Indonesian private bank that provides financial solutions to achieve optimal satisfaction for customers.

Amartha

Transfez

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Transfez is a cross-border money transfer service.

Amartha

EMPAT KALI INDONESIA

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EMPAT KALI INDONESIA is a financial services company located in South Jakarta.

Amartha

Adira

Crunchbase Website Twitter Facebook Linkedin

Adira Finance provides credit facility for people to make their dreams come true by today, without waiting for tomorrow.

Amartha

Angel Investment Network Indonesia (ANGIN)

Crunchbase Website Twitter Facebook Linkedin

Indonesia’s first and largest tech-enabled investment platform committed to building Indonesia’s entrepreneurial ecosystem

Amartha

Futuready

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Futuready.com is the first online insurance broker in Indonesia that has an official license from OJK

Amartha

Infradigital

Crunchbase Website Twitter Facebook Linkedin

We connect Indonesian schools with digital & financial services

Amartha

CekAja.com

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CekAja.com is an online portal that offers information services enabling individuals to make smart financial decisions.

Amartha

Gradana

Crunchbase Website Twitter Facebook Linkedin

Gradana is a property FinTech company that addresses the issues of limited funding alternatives.

Amartha

amalan international

Crunchbase Website Twitter Facebook Linkedin

Fintech for distressed consumer loans in Southeast Asia

Amartha

Danabijak

Crunchbase Website Twitter Facebook Linkedin

Danabijak is an online lending platform that offers microloans.

Amartha

Jenius

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Jenius is a way to manage finances and live easily on your smartphone.

Amartha

MNC Group

Crunchbase Website Twitter Facebook Linkedin

MNC Corporation began in the financial service industry as a brokerage house and has evolved to become Indonesia’s leading investment group.

Amartha

Bank Indonesia

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Bank Indonesia is the central bank of the Republic of Indonesia that establishes and maintains rupiah’s stability.

Amartha

PandaCredit

Crunchbase Website Twitter Facebook Linkedin

Pandacredit is a data-driven consumer fintech company that focuses on developing emerging markets.

Amartha

Gunung Sewu Group

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Over the years Gunung Sewu Group has thrived through visionary leadership recognizing unique growth opportunities.

Amartha

Amar Bank

Crunchbase Website Twitter Facebook Linkedin

Amar Bank offers banking and financial services.

Amartha

Moduit

Crunchbase Website Twitter Facebook Linkedin

Moduit is Wealth Management and Advisory platform for individual investors and financial professionals

Amartha

BeeCash

Crunchbase Website Twitter Facebook Linkedin

BeeCash operates as a financial management application that helps stores in managing sales tracking, cash flow, and accounts.

Amartha

DANAdidik

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DANAdidik is a fundraising company that specializes in student loans.

Amartha

DigiAsia Bios

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DigiAsia Bios is a financial services information technology company located in Jakarta .

Amartha

Kartuku

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Kartuku is a third party processor and payment service provider delivering end-to-end, mission critical payment solutions in Indonesia.

Amartha

CT Corp

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CT Corp is a rapidly growing, diversified Indonesian-based holding company.

Amartha

Bank Rakyat Indonesia

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Bank Rakyat Indonesia specialises in small scale and microfinance.

Amartha

Duithape

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Duithape is a mobile payment and remittance platform that is designed to transact without a bank account.

Amartha

TaniFund

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TaniFund is a financial services company located in Jakarta Selatan.

Amartha

Finmas

Crunchbase Website Twitter Facebook Linkedin

Finmas is a Financial services company that provides mobile technology, mobile lending, and credit scoring services.

Amartha

Espay

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Espay offers an e-commerce payment solution with the only B2C2B concept in Indonesia.

Amartha

Finansialku

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Finansialku.com is a portal for Individual and Family Financial Planners in Indonesia.

Amartha

PT Bank HSBC Indonesia

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PT Bank HSBC Indonesia serves as a commercial banking institution in Indonesia.

Amartha

Indodana

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Indodana is a financial service company located in Jakarta Pusat.

Amartha

PT Saratoga Investama Sedaya

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PT Saratoga Investama Sedaya is an active Indonesian investment firm with a unique track record of profitable investments across key sectors

Amartha

Kanmo Retail Group

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The Group’s has interests across Asia in industry, trading, real estate and financial markets.

Amartha

Bank BKE

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Bank BKE provides all banking facilities and financial services.

Amartha

Paprika

Crunchbase Website Twitter Facebook Linkedin

A mobile payment app that allows users to pay at offline stores and monthly utility bills.

Amartha

Instamoney

Crunchbase Website Twitter Facebook Linkedin

Instamoney develops a platform of payment infrastructures that allows users to transfer money quickly and effectively at scale.

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