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101 Top Indian Finance Companies and Startups of 2021

This article showcases our top picks for the best Indian based Finance companies. These startups and companies are taking a variety of approaches to innovating the Finance industry, but are all exceptional companies well worth a follow.

We tried to pick companies across the size spectrum from cutting edge startups to established brands.

We selected these startups and companies for exceptional performance in one of these categories:

  • Innovation
    • Innovative ideas
    • Innovative route to market
    • Innovative product
  • Growth
    • Exceptional growth
    • Exceptional growth strategy
  • Management
  • Societal impact

Top Indian Finance Startups

Data sourced from Crunchbase and SemRush.

Paytm

Paytm

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Paytm is a payment gateway that provides payment services for customers and merchants.

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CRED

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CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills.

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Cashfree

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Cashfree is a payments and banking technology company that enables businesses in India to collect payments online and make payouts.

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Progcap

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Progcap is a financial service company that provides financial opportunities for micro and small businesses.

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Yes Bank

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YES BANK is a large private sector bank that offers comprehensive banking and financial solution to all its valued customers.

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NiYO Solutions

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NiYO is a fintech company that helps salaried employees access company benefits and other financial services.

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Northern Arc

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Northern Arc Capital is a Non-Banking Finance Company that provides borrows with access to debt investors.

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OPEN

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Open develops and offers an online platform for banking and intercompany settlement.

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Shriram Transport

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Shriram Transport is a financier of used trucks and primarily lends to small truck operators across India.

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InCred

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InCred is a financial services platform that leverages technology and data-science to make lending quick and easy.

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MyMoneyMantra

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MyMoneyMantra is India’s largest phy-gital (physical-digital) consumer & business finance marketplace.

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OkCredit

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OkCredit simplifies credit account management for shop owners and their customers.

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Digit Insurance

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Digit Insurance is a financial services company that general insurance services.

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Fisdom

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Fisdom is a fintech company that offers investment advisory services through an application.

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Aye Finance

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Aye Finance is a finance company that provides business loans to micro and small businesses.

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AU Small Finance Bank

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AU Small Finance Bank is a non banking finance company that provides financial products for customers in Rajasthan.

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Lendingkart

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Lendingkart is an online financing company that provides short-term working capital loans to SME borrowers.

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Chqbook

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Chqbook is a fintech startup that allows customers to explore, compare, book and get personal finance products.

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One97

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One97 delivers mobile content and commerce services to its customers.

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Stashfin

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StashFin is a digital lending company that leverages technology to provide instant credit decisions.

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BankBazaar.com

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BankBazaar.com is a neutral online marketplace that gives instant customized rate quotes on loans and insurance products.

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Five Star Business Finance

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Five-Star is a Registered Non Banking Finance Company (NBFC) with Reserve Bank of India (RBI).

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INDwealth

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INDwealth is an Artificial Intelligence and Machine learning-based wealth management platform for HNI families.

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Bandhan Bank

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Bandhan Bank provides microfinance lending services.

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Kissht

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Kissht is a financial technology platform that enables instant, seamless credit for consumers to make purchases at digital points of sales.

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Avail Finance

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Avail is a digital app that offers loans with flexible repayment options to the blue-collared workforce of India.

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SBI Card

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SBI Card, a player in the Indian credit card market.

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EarlySalary

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EarlySalary.com is a new FinTech start-up in Pune. We are here to help you from being broke.

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Velocity

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Velocity provides revenue-based financing to online businesses.

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True Balance

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True Balance is a digital wallet that enables users to access utility bill payment and other financial products.

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Billdesk

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BillDesk, a property of IndiaIdeas.com Ltd. was conceived in early 2000 to solve the frustrations of most of us when it comes to paying

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Signzy

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Signzy is an AI-powered fintech company offering a digital onboarding solution for banks, NBFCs, and other financial institutions.

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Fyle

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Fyle is an intelligent expense management platform for enterprises.

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Kinara Capital

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Kinara Capital is a financing company that provides flexible collateral-free loans to small business entrepreneurs.

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Neogrowth

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NeoGrowth Credit Pvt Ltd is a non-deposit taking NBFC registered with RBI, providing short term business loans to Indian merchants for

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Scripbox

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Scripbox owns and operates an online investing platform that distributes mutual funds in India.

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RBL Bank

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RBL Bank is one of India’s fastest growing scheduled commercial banks.

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Avanse Financial Services

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Avanse, regulated by the Reserve Bank of India, is an education finance company that operates as a non-banking finance company (NBFC).

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Ess Kay Fincorp

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Ess Kay Fincorp is a Jaipur-based vehicle and small and medium enterprise (SME) finance company.

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Perfios Software Solutions

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Perfios Software Solutions offers end user track, monitor and manage personal finance with little manual intervention.

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GetVantage

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GetVantage is India and Southeast Asia’s first fintech enabled Revenue-based financing platform.

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Recko

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Recko is the financial operations platform for internet businesses – making Reconciliation, commission calculations and payouts seamless

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HDB Financial Services

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HDB Financial Services offers personal loan, business loan, gold loan, loan against property, consumer loan & many other financial products.

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Varthana

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Varthana runs a project to financially support affordable private schools in India, to secure good education to more children.

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SMECorner

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SMEcorner is a financial lending firm that focuses on providing services to small and medium enterprises.

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Spandana Sphoorty Financial

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Spandana Sphoorty Financial Ltd is a Micro Finance firm head-quartered at Hyderabad, India.

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Money View

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Money View is a user-friendly Android app that uses information from SMSes sent from banks, merchants.

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Kaleidofin

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Kaleidofin is a fintech platform that provides complete financial solutions for excluded individuals and households.

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Magma Fincorp

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Magma Fincorp Limited offers secured lending, primarily in the rural and semi-urban areas.

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Fusion Microfinance

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Fusion Microfinance is a New Delhi-based micro-lending startup aiming to provide underprivileged women with economic opportunities.

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Innoviti

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Innoviti develops payments processing, credit distribution, and payments management software solutions.

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Jana Small Finance Bank

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Janalakshmi Financial Services is a for-profit NBFC serving the urban underserved.

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Veritas Finance

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Veritas Finance focuses on meeting the financial needs of the micro, small, and medium enterprises.

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PolicyBazaar

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PolicyBazaar designs an online life insurance and general insurance comparison portal that analyzes financial products.

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SAMCO Securities

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SAMCO Securities aims to simplify the complex world of trading and investing in the stock markets.

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Samunnati

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Samunnati is a specialized agriculture value chain enabler providing innovative and customized financial and non-financial solutions.

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Edelweiss Global Investment Advisors

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Edelweiss Global Investment Advisors is into wealth management, capital markets, asset management and asset reconstruction.

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PaySense

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PaySense provides financial services to Indian consumers.

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DMI Finance

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DMI Finance is a non banking financial company.

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Clix Capital

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Clix Capital provides commercial finance services intended to provide commercial lending and lease facilities.

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PayU Finance India

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PayU Finance India is a digital lending company.

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Happy

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Happy is a digital lending platform offering short term loans using alternate data to micro-enterprises in India

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Toffee Insurance

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Toffee Insurance provides the only insurance plan you’ll ever need.

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Easyplan

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Easyplan develops a financial application that helps young people to easily save money.

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Mahindra finance

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Mahindra Finance focuses on the rural and semi-urban sectors and provides finance for the purchase of utility vehicles, tractors, and cars.

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Hero FinCorp

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Hero FinCorp is a financial company present across categories like two-wheeler financing, supply chain finance and business loans.

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Satya MicroCapital

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Satya MicroCapital is a micro finance company based on a group lending model that allows borrowers to share liability.

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Home Credit India

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Home Credit India is a leading consumer durable loan provider.

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Haqdarshak

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Haqdarshak is a tech platform that connects citizens with their eligible welfare schemes.

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Finova Capital

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Finova Capital is a non-banking financial company.

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Reliance Capital

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Reliance Capital, a constituent of S&P CNX Nifty and MSCI India, is a part of the Reliance Anil Dhirubhai Ambani Group

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Electronica Finance

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Electronica Finance is a pioneer in the field of Machine Finance.

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Ruptok

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Ruptok operates as a fintech platform for gold loans.

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Annapurna Microfinace

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Annapurna Microfinance is a microfinance venture that works for the financial and economic upliftment of underserved and unreached women.

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Nivesh.com

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Nivesh.com is a mass market mutual funds investment platform.

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Karza Technologies

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Karza Technologies is a banking and business intelligence solution provider.

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IndoStar Capital

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IndoStar Capital is a non-banking financial company (NBFC) that offers tailor-made financial services.

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Streak

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Streak enables traders to create, back-test, and deploy trading algorithms live in the stock market.

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JM Financial

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JM Financial is an integrated financial services group.

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Shubham Housing Development Finance Company

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SHDFC Is an affordable housing lender headquartered in New Delhi targeting low-income, self-employed families in urban and semi-urban India.

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Aviom India Housing Finance

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Delhi based housing finance company.

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Caspian Impact Investments

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Caspian Impact Investment Adviser is an investment advisory firm that invests capital in businesses delivering financial and social value.

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Fincare Small Finance Bank

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Fincare Small Finance Bank provides banking and financial services.

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GramCover

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GramCover develops online based insurance brokerage marketplace.

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IndianMoney

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They only provide FREE financial advice / education to ensure that you are not misguided while buying any kind of financial products.

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Small Business Fincredit

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New-age financial services institution focused on providing credit to small businesses and consumers.

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M1xchange

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M1 an online exchange for TReDS set up under the approval RBI to facilitate discounting of invoices on a PAN India basis.

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Light Microfinance

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Light Microfinance is a non-banking finance company registered with the Reserve Bank of India.

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M-Pesa

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M-Pesa is a fast, secure and convenient way to transact on mobile brought to you by Vodafone.

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Niyogin Fintech Ltd.

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Niyogin operates as a non-banking finance company in India.

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Ummeed Housing Finance

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Ummeed Housing Finance is a housing finance employer that affords home loans and property loans to lower and middle-income families.

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Wishfin.com

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Wishfin enables wishes through investment, credit and smart financial management.

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Avanti Finance

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Avanti Finance lends relatively large but trust-based loans without formal credit footprint.

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Arohan Financial

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Arohan Financial provides loans to individuals.

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APAC Financial Services

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APAC Financial Services is a financial services platform.

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Aptus Value Housing Finance India

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Aptus is a company engaged in Affordable housing finance

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Profectus Capital

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Profectus Capital is a non-banking financial services company.

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Spenny

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Spenny offers an easy and fast way to save and invest money.

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Indian Angel Network

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Indian Angel Network is one of the leading Angel Investors Network in India. We are the business angel or informal investor.

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Satin Creditcare Network

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Satin Creditcare Network provides financial assistance to households, excluded from the ambit of mainstream financial service providers.

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CoinTribe Technologies

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Credit Based Marketplace for Small Business Loans

Written by Mark Fitz

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